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What is a Stock Market Crash? A Stock Market Crash is a doubled-digit fall of stocks and eventually resulting in Indices' fall due to fear of the economic situation getting weak. This fear causes panic among investors so they start selling their holdings which crashes the market. Crashes make an impact on the economy. In stock market crashes significant amount of wealth is abolished. In stock prices faces huge fall(s) in a day or days like the one seen in recent times like the COVID - 19  Stock Market Crash, Sensex on 23 March 2021 saw a fall of 3,934 points(13.15%), and Nifty 50 fell 1,135 points(12.98%), Indices in these days saw huge falls because o which they ended at their lowest levels since 2016. But in less than 8 Months markets recovered. COVID-19 Market Crash COVID - 19 Stock Market Crash can be said as one of the biggest stock market crashes in history. Indian Incides(mainly Nifty 50 and Sensex) fell about 33% - 35%. 41 lakh in youth in India lost jobs. The unemployment ...

Sectors in Stock Market Companies can be divided into 12 major sectors. These sectors are: → Consumer Discretionary → Communication Services → Consumer Staples → Energy → Financial → Health Care → Industrial → Information Technology → Materials → Real Estate → Utilities (1) Consumer Discretionary Consumer Discretionary sector covers businesses that do businesses in Auto(it includes from manufactures to sellers), Retail(footwear, apparel, etc.), Textiles(from manufactures to sellers), Educational Services, Hospitality(Restaurants, hotels, cafes, etc.), Travel, Jewelry, etc. Top companies in this sector on the basis of market capitalization are Maruti Suzuki, Titan Company, Avenue Supermarkets, Bajaj Auto, Hero MotorCorp, Motherson Sumi Systems, Jubilant Foodworks, Voltas, MRF, Page Industries, Bata India, etc. This sector includes products with the cost of Rs. 10 chocolate to lakhs or crores of rupees of car. This section includes products that are essential and even non-essential o...

Basics of Share Market What is the share market? First of all, what is a share? A share is equity ownership in any company, so to simplify this let us understand it with an example if you own a 100% stake in a company worth Rs. 10,000, you are in need of some money so you decide to sell your 25% stake in the company worth Rs. 2500, here you have two options that you can sell your stake to huge net worth or institutional investors or you can sell it in public, so if you opt to sell it in public you need to divide it into small parts called shares so if you keep the price as Rs. 100 per share so means that by buying one share the investor becomes an owner of 1% in the company, in reality, the ownership of one share is very low. Didn't got it that what is a share? Just read it again you will get it.  Note: Share market is also called the stock market, so don't get confused when someone says stock market. A share market is a place where the trading and listing of shares takes place...

How to Make a Yearly Budget? Making a yearly budget is an important part of keeping our finances healthy. By making a budget we can keep a track record of how much you earn, how much you spend, and how much you save. By making a budget we can plan our spending. Making a budget also helps in making big purchases like a car or a house or any other thing systematically without disturbing our finances much. Making a budget also helps us in achieving our long term goals. It can also help us in limiting our expenses to only necessary things and not doing many extra expenses.  → List your sources of income Make a list of all your sources of income. Sources of income can include your job salary, business income, rent received from the tenant, dividend from stocks, income from tenant farmer, etc. Now when you are done with your list you can add them up and now divide them with 12 so that we can get the estimate of monthly income. → List all your expenses Get all your bills of the past 3-4 m...

What is an ETF(Exchange Traded Fund)? After the popularity of mutual funds in the last two decades here came an interesting investing object ETFs. ETFs make an investment in stocks of a particular index in the same weightage as of index which it follows. In an easy way, ETFs can be said as mutual funds that can be traded like stocks. ETFs can be traded at exchanges and the price depends on the buy and sells of units. Eg. Nifty ETF. How does ETFs work? Firstly the AMC buys the stocks with the same weightage as of index which the ETF will be following. Then these shares are divided into small units so that they can be distributed among the investors. And finally, these shares are then allotted to the investors. In case of more demand, the AMC can issue more shares and in case of low demand, the people can sell their shares back to the AMC. And after the allocation is done the AMC(Asset Management Company) which sponsors the ETF will list  Read More: What is Nifty 50 and Sensex? How i...

 How to Save Money? for Students For students how to save money has always been a question and not knowing some ways to save money can let us go out of cash. So, to avoid going out of cash you can use some of this way to save some bucks. →Make a budget Guys, sometimes we spend a lot of money than we should and to avoid that extra spending we should make a monthly budget of our expenses which would help you out in figuring out that for what thing how much we need to spend. You can simply just allocate your funds for different purposes and before allocation guys start investing b'cause investing early is more important than investing more. And to simplify making a budget there are various tools available on the Internet which you can use to make your budget and you can even use tools that can track your spending and notify you when you spend more than your budget. The budget also helps you to take a track record of your income and your expenses. And yes do not forget to write or note...

 Budget 2021 - 2022 Summary For the first time under such a pandemic and circumstances, the budget was prepared. This budget was the first budget of this new decade and was completely digital.  Last Year nobody could have imagined that the global economy would get slowdown and would see an unusual contraction. The Prime Minister declared "Pradhan Mantri Garib Kalyan Yojna"  within 48 hours of the declaration of a 3weeks lockdown. The scheme is valued at Rs. 2.6 lakh crore for needy people. In May 2020 Government announced "Atmanirbhar Bharat " package 1.0, 2.0, and 3.0 which is estimated at about Rs. 27.1 lakh crore which is more than 13% of India's GDP The budget depends on 6 pillars: → Health and well being →Physical and Financial Capital and Infrastructure →Inclusive Development for Aspirational India →Reinvigorating human capital →Innovation and R&D →Minimum government and maximum governance To develop primary, secondary, and tertiary care health system,...